RETAIL BANKS
Digital resilience that wins customer trust
Helping retail banks around the world to deliver payment reliability and security across all banking channels
Banks worldwide are losing billions to fraudsters
Fast-paced digitalization, instant payments and AI is accelerating a new wave of payment fraud and cyber threats in retail banking. To remain a trusted place for customers to transact, financial institutions need financial crime defenses that are faster, smarter and more adaptive.
Build trust one transaction at a time
Trusted by retail banks around the globe, INETCO provides real-time transaction monitoring and fraud prevention across every channel and payment type. Add a modern layer of transaction fraud defense to detect and block account takeovers, card-not-present fraud, DDoS attacks, phishing and other social engineering attacks. Meet compliance requirements, prevent financial crime and adopt payments innovation without risk.
Real outcomes for leading retail banks
- ~25%
- Fraud loss savings within first 6 months
- 45%
- Reduction in false positives (within 90 days of implementation)
- <20ms
- To block confirmed fraudulent transactions
Deliver next-level reliability and security across all channels and payment types
Prevent retail banking fraud at speed and scale
Detect and block AI-driven payment fraud, cyber threats and money laundering in real-time – across the full transaction lifecycle – while reducing false positives and minimizing financial loss
Safeguard customer experiences and trust
Deliver more legitimate customer transactions and reduce false positives with unbiased per-entity behavior modeling and optimized payment performance across ATM, POS and digital channels
Optimize operational costs and efficiency
Reduce the risk of unexpected declines, disconnects or bottlenecks by pinpointing the root cause of transaction issues in milliseconds – minimizing alert fatigue and speeding up investigation
Modernize your defense against payment fraud, cyber-threats and money laundering
From stopping fraud in real-time to keeping payments performing as expected, INETCO’s AI-driven solutions give retail banks the intelligence they need to act while transactions are still in-flight. Covering real-world use cases such as account takeovers, card-not-present fraud, DDoS attacks, phishing and ATM payment fraud, INETCO is primed to help you reduce fraud losses, protect customers and keep payments fast and reliable – all while supporting regulatory compliance requirements.
- 700+
- Branches
- 850+
- ATMs
- 17
- States across the US
"Whether it is front line operations, the secondary support teams doing research, or our business teams looking for a better understanding of card usage or ATM channel performance, INETCO’s real-time transaction data platform has positively impacted us all. Woodforest has been able to take a multi-faceted approach to real-time transaction intelligence. This data strategy has measurably paid off in terms of operational efficiency, customer experience and branch profitability."
Resources
ARTICLE
Tales from the fraud frontlines: Inside the rise of BIN attacks — and how to prevent them
In these types of increasingly common fraud attacks, criminals, often aided by artificial intelligence (AI), attempt to generate legitimate credit card numbers by starting with a known Bank Identification Number (BIN)
ARTICLE
INETCO recognized in the Gartner® Hype Cycle™ for Fraud and Financial Crime Prevention, 2025 Report
INETCO is redefining how financial institutions and payment service providers outsmart fraudsters, stay compliant and keep their customers safe
ARTICLE
Tales from the fraud frontlines: How to detect and defend against man-in-the-middle attacks
The main objective is to surreptitiously collect sensitive data — usernames, passwords, banking details and so on — that criminals can use to impersonate victims and solicit funds or additional information to be used for social engineering attacks, identity theft, and fraud
