Smarter, faster prevention of payment fraud and cyber-attacks
The INETCO BullzAI® payment fraud prevention platform helps financial institutions, processors and payment service providers outsmart fraudsters, stay compliant and keep customers safe
WHY INETCO BULLZAI
Chosen by fraud fighters world-wide
Detect payment threats other fraud systems miss
Don’t let payment fraud or cyber threats go unnoticed. INETCO BullzAI’s real-time transaction monitoring instantly detects suspicious activity — across all payment types and channels — giving you the power to act before damage is done. With a unique 360-view of every message field across every “on-us” and “off-us” transaction journey, you gain the confidence of removing critical blind spots and surfacing threats other solutions miss.
- Spot payment fraud and new threats in milliseconds
- Strengthen customer trust and confidence
- Simplify fraud, cybersecurity and AML collaboration
Prevent new and evolving attacks with smart AI
As payment fraud and cyber tactics grow more sophisticated, so must your defense. Static detection rules fall short when it comes to detecting new and constantly evolving payment fraud patterns — and fraudsters know it. The INETCO BullzAI payment fraud prevention platform uses adaptive machine learning models that continuously self-learn after every transaction to establish unique, unbiased baselines for each user, card, device and terminal.
- Reduce false positives and alert fatigue
- Experience faster evidence-based fraud investigation
- Individualize user and entity behavior analysis
Shield customers and block fraud with precision
Payment security shouldn’t come at the cost of customer experience. INETCO BullzAI’s patented transaction firewall is a containerized, AI-powered application firewall that inspects transactions at the message level. It adapts its defense mechanisms in real-time to detect and block transaction fraud and cyber-attacks with precision and speed — stopping fraud before it completes while legitimate customer transactions complete without a hitch.
- Continuously update payment threat intelligence
- Reduce fraud loss and customer reimbursement costs
- Stay ahead of anti-fraud and AML compliance
- 45%
- Reduction in false positives (within 90 days of implementation)
- ~25%
- Fraud loss savings within first 6 months
- <20ms
- To block confirmed fraudulent transactions
- 40%
- Faster fraud case investigation time
INETCO BULLZAI FEATURES
End-to-end protection delivered on one payment fraud prevention platform
Real-time decoding and correlation
Decode and correlate every transaction end-to-end, revealing granular network-level protocol intelligence, response and request timings, application messages and metadata — used to perform know your transaction (KYT) analysis – and increase the accuracy and speed of alerts, risk scores and AI behavioral models
Decode libraries include variants of: ISO 20022, ISO 8583, VISA 2, TCP/IP, UDP, FIX, NCR/NDC+, Diebold, Triton, XML, SOAP, JSON, HTTP, SQL, IBM MQ and AMQP
Self-training AI models and risk scoring
Supervised and unsupervised machine learning drive adaptable models that self-train after every transaction – continuously learning from outcomes and corrections, not just predictions – providing highly explainable AI insights, accurate risk scores and a closed feedback loop without the need for a data scientist
Individual user and entity behavioral analysis
Build granular, event-driven models for every user, card, device or terminal to move beyond population-based models and enhance unbiased fraud and cyber detection accuracy
Containerized, AI-powered transaction firewall
Gain visibility into TLS encrypted messages and block or rate-limit fraud attacks based on behavior analysis and inspection at the individual transaction data field level – in milliseconds and with precision – while letting legitimate payments through, keeping false positives low and stopping zero-day attacks before completion
Real-time transaction monitoring
Monitor transactions at every point across the payments journey, so you can eliminate blindspots, adapt to instant payment speeds, meet compliance regulation and act on suspicious activity the moment it starts
Rules-based fraud alerting engine
Configure real-time fraud alerts and thresholds based on any aspect of the transaction – across all banking channels and payment types – using decoded message payload, metadata, response and request timings, and network TCP/IP acknowledgement fields for smarter, more precise alerts with fewer false positives
Fraud case management and automated workflows
Automatically create cases based on alerts or risk scores, assign risk advice or escalation in real-time, and access additional transaction details with a single click to make fraud case triage, decisioning, auditing and evidence-based investigation processes more efficient and effective
Zero latency transaction data collection
Capture in-flight “on-us” and “off-us” transaction data directly off the network, using network TAP or SPAN ports to passively capture a copy of raw network packets from multiple points across the network, and reassemble them into complete transactions in real-time – with no heavy instrumentation, tagging, latency or changes to the payments switch, and without sitting in-line or impacting the authorization process
Data-forwarding APIs and predictive fraud analytics
Utilize rich transaction intelligence for advanced predictive fraud analytics, reporting and collaborative action amongst fraud, cybersecurity and AML teams
Data ingestion and data blending
Ingest data that is complimentary to transaction data, including electronic journals and KYC/CDD data, and conduct real-time screening against sanctions, adverse media, Politically Exposed Persons (PEP), behavioral biometrics, whitelists and watchlists
On-premise and Cloud deployment options
Easily deployed on-premise or in the cloud, enabling rapid setup and seamless integration with your existing infrastructure
- 30+
- Years operating in self-service banking and fintech
- 50%+
- Market share of ATMs in Saudi Arabia
"INETCO BullzAI gives us real-time visibility across thousands of self-service and digital payment transactions – revealing which financial institutions and merchants are active, how transactions are performing and where suspicious behaviors or anomalies occur. By understanding the behavioral patterns of every user, terminal and device, we can scale our business with confidence, respond instantly to emerging threats and reinforce the trust our customers, partners and regulators place in Alhamrani Universal as a leader in secure digital transformation."
- 50+
- Years operating in banking
- 40K
- POS endpoints
- 8K+
- ATMs monitored and supported
“We obsess about delivering the best solutions for our customers and ensure that we focus on their security. This additional layer of fraud prevention allows us to match our digital growth with world class protection. With INETCO BullzAI and NCR Atleos, we’ve shifted from a reactive model to a proactive AI-driven strategy that enables us to detect and block increasingly sophisticated and unknown fraud patterns in real-time, allowing us to meet compliance requirements, prevent fraud before it causes harm and deliver the safest possible banking experience.”
- 70M
- Users benefit from Moneta’s payment and financial solutions
- 25
- Years of payments and financial infrastructure experience
- 3
- Countries served
“At Moneta, we focus on delivering enterprise-grade payment reliability and zero-day fraud protection so our banks and retailers can focus on growing their business. Combining the seamless delivery of Beel and INETCO BullzAI, we’re unleashing a whole new level of payment confidence and agility so our customers will thrive in today’s fast-moving digital world.”
Learn how INETCO BullzAI detects and prevents AI-driven fraud attacks
Includes payment card fraud, account fraud, payment transaction and network abuse, cyber-enabled threats, insider fraud and money laundering
Defending against BIN attacks and low-value card testing
INETCO BullzAI combines real-time behavioral analytics, machine learning, and precision blocking to detect and stop BIN attacks at the source.
Blocking man-in-the middle malware attacks
INETCO BullzAI decodes and correlates each end-to-end payment in real-time — instantly flagging when transactions are approved locally but never reach the core banking host for authorization.
Detecting phishing, smishing and vishing attacks
INETCO BullzAI payment fraud prevention platform detects and prevents payment fraud and account takeovers enabled by phishing, smishing and vishing scams.
Protecting customers from account takeovers
INETCO BullzAI combines end-to-end monitoring, user and entity behavioral analysis and a patented transaction firewall to detect and block account takeover attacks and credential stuffing fraud.
INETCO BullzAI related resources
SOLUTION SHEETS
INETCO BullzAI for payment fraud prevention
ARTICLE
Alhamrani Universal, Stanchion Payments and INETCO team to fight payment fraud across the Middle East
Partnership delivers real-time, AI-driven fraud prevention to protect self-service and digital payments across the region
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Discover how INETCO BullzAI helps acquirers and merchants avoid VAMP clampdowns
