Why INETCO<sup>®</sup>


The INETCO Insight real-time transaction monitoring and analytics software platform has been deployed by banks, credit unions, payment processors, ATM deployers, card service providers and retailers — in over 35 countries — to guarantee the stability, security and value of every payment transaction.

Why top global brands choose INETCO

We provide the only technology solution in the banking and payments industry that can conduct a true, real-time audit of every link along an end-to-end payment transaction journey — delivering a whole new depth of actionable payment data that is a must have when it comes to payment fraud detection, cybersecurity, end-to-end performance management, as well as the dynamic analysis of card programs, customer behaviors and channel usage. Our technology empowers to manage risks with surgical precision and find new revenue opportunities.


35 years in the financial industry
2.5B transactions processed monthly
Protecting customers in 35 countries

What makes INETCO different

Real-time Insights

Most other solutions are only real-time when a transaction reaches an authorization host. We give you real-time data for the entire transaction journey. In the era of instant payments, we spot anomalies in milliseconds and capture real-time opportunities.

Better data

Not all insights are created equal. Instead of relying on logs or transaction journals, we capture raw, audit-quality transaction data straight off the wire and use machine learning models and AI to ensure no contextual information or important details are stripped out.

Better Resilience

Our software helps leading brands improve their resilience to modern sophisticated cyber threats and financial crimes by providing an essential layer of protection, which is easy to deploy, operate and scale.

How we help you win

  • Close cases faster and reduce mean-time-to-detect fraud by >75%
  • Meet regulatory compliance and increase operational efficiency up to 85%
  • Protect your business against zero-day and other cyber attacks that other solutions can’t detect or block
  • Maximize card portfolio profitability, payment revenues and transaction completion rates (reduce failures by >25%)
  • Reduce false positives and improve the accuracy of risk scoring and blocking

INETCO technology empowers fraud and cybersecurity teams

Machine Learning and Advanced AI

Machine Learning and Advanced AI

Our machine learning engine is optimized to collect real-time transaction data straight off the network, without the need for data scientists. No contextual data is lost but PCI compliance is maintained. With INETCO, you can detect and block fraud and cyber crime in milliseconds, or get business intelligence on your operations or customer engagement.

End-to-end monitoring and data acquisition

End-to-end monitoring and data acquisition

Richer, actionable data continuously collected across all payment channels 24/7 and is designed to scale with your business. It’s built for complex payment environments and presented to you in one platform to speed up your operations and incident resolution.

Powerful Automation and Self-Learning

Powerful Automation and Self-Learning

Reduce the load on your resources. INETCO software is built to ingest transaction data in real-time, rebuild individual customer models on the fly, and assign risk advice for every transaction in milliseconds automatically.

What our customers say

“Whether it is front line operations, the secondary support teams doing research, or our business teams looking for a better understanding of card usage or ATM channel performance, INETCO’s real-time transaction data platform has positively impacted us all. Woodforest has been able to take a multi-faceted approach to real-time transaction intelligence. This data strategy has measurably paid off in terms of operational efficiency, customer experience and branch profitability.”

Scott Haney, Vice President, Corporate Operations, Woodforest National Bank

“Understanding the member experience is of paramount importance to BECU. INETCO’s real-time transaction monitoring and analytics solution effectively shrinks our member transaction intelligence gathering and analysis time from weeks down to minutes — which allows us to make decisions based on timely and comprehensive cardholder analytics.”

Shirley Taylor, Digital Product Manager, Product Management and Development at BECU

“When we approached our IT operations team and learned about the robust transaction data gathering capabilities of INETCO Insight, our fraud prevention team was very excited, especially about the fact this data came with a complete set of message fields. Our team now has the flexibility and visibility it needs to significantly speed up our ability to identify and respond to fraud attacks.”

Ander Murillo Zohn, Deputy Director of Big Data Technologies, E-Global