Near zero interest rates, drops in high fee interchange purchases, slowing customer spend and deterioration in customer credit quality are all notable trends within the payments industry. Making sure that every debit and credit card transaction completes as expected — without risk of unexpected failures, fraudulent activity or declines — has never packed more impact on customer loyalty and payment revenue.
The debit and credit card management system provided by INETCO helps card issuing financial institutions, retailers and payment service providers to deliver the level of security and reliability customers are looking for, while applying a new level of analytic discipline to the debit and credit card business.
- Make impactful decisions around payment revenue, acquiring credit worthy customers and customer engagement.
- Continuously analyze revenue streams including interchange fees, card fees and interest margins.
- Screen every card-present and card-not-present transaction from a performance and fraud perspective – using a real-time debit and credit card management system.